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The Product What will my client get? The two product options give a choice of benefits to suit the needs of the SME. Level 1 is a comprehensive human resource solution delivered through unlimited access to the work4ce on-line website and a dedicated human resource advice line. Level 2 is a consultancy based solution that includes the benefit of a BESPOKE Contract of Employment and Employee Handbook in addition to unlimited access to the work4ce on-line website and a dedicated human resource advice line. Specifically Work4ce on-line includes:     Level 1     Level 2   Standard Contract of Employment   Bespoke contract of employment   Employee Handbook   Bespoke Employee Handbook   Standard Health & Safety Policy   Standard Health & Safety Policy   Employment Law Reference Manual Employment Law Reference Manual   Health & Safety Reference Manual   Health & Safety Reference Manual   Free Health Check   Free Health Check   Broker Branded option (volume dependent)   Broker Branded option (volume dependent)   150+ downloadable policies, procedures, documents, forms   150+ downloadable policies, procedures, documents, forms   Regular Legislation Updates   Regular Legislation Updates   Topical articles Topical articles   24/7 Human Resource and Health & Safety Advice Line   24/7 Human Resource and Health & Safety Advice Line All this is supported by employment-related Legal Expenses Insurance with NO employment excesses. Depending on your businesses' turnover the following cover applies.     Business turnover £1million or less     Business turnover greater than £1million               Up to £65,000 legal fees   Up to £100,000 legal fees   Employment Representation   Employment Representation   Employment Awards   Employment Awards   Health & Safety Defence   Health & Safety Defence   Prosecution Defence   Prosecution Defence   Business Motoring   Business Motoring   Personal Injury   Personal Injury   Property Legal Protection   Tax, PAYE, audit and VAT investigations   Tax, PAYE, audit and VAT investigations   Debt recovery   Debt recovery   Contract disputes   Contract disputes   Restrictive covenants   24/7 Commercial Legal Advice   Personal legal protection         Jury service and attendance expenses         Protection of licences         Data protection         Property legal protection         Disputes with landlords         24/7 Commercial Legal Advice For both options we'll seek from your client the names of every responsible person in their organisation who could get involved in an HR problem. So, everyone in your client's organisation who should know will be kept informed regularly and proactively of employment-related change and impending change to avoid the possibility of unofficial advice being sought and acted upon which could prejudice any Legal Expenses insurance claim. So, from Day 1 gone will be the time-consuming process of searching out the information so necessary in today's increasingly litigious business environment. And, with the Legal Expenses insurance the client is covered from the moment they purchase there's no waiting period, but naturally claims are only considered for issues arising after cover has been purchased. All backed up by the 24/7 advice line.